Commercial Real Estate Project Finance Consulting for $5M–$200M Developments
Optimized capital stacks, lender-ready documentation and closing support for commercial real estate projects facing higher rates, tighter standards and complex underwriting.
Comprehensive Commercial Real Estate Financing Advisory
Commercial real estate capital has not disappeared - it has become far more selective. With higher interest rates, tighter bank standards and a growing role for private credit, developers now need financing strategies that do more than “find a lender.” Amimar International helps sponsors design bankable capital stacks, document their projects properly, and engage the right mix of lenders and investors so viable deals can actually clear investment committees.
But first...
What Is Commercial Real Estate Project Financing?
Commercial real estate project financing is the arrangement of long-term capital—construction loans, bridge facilities, permanent debt, mezzanine capital and sponsor or JV equity—to acquire, develop, reposition or refinance income-producing properties such as offices, industrial assets, retail centers, data centres and mixed-use projects. Underwriting focuses on projected cash flows, tenant quality, leasing risk and exit scenarios rather than just the sponsor’s balance sheet.
Why Choose Amimar for Commercial Real Estate Financing Advisory?
Industry-Leading Expertise: Our highly skilled team combines deep knowledge of commercial real estate markets with extensive experience in middle-market project finance and private credit solutions. We understand the nuances of development financing across multiple asset classes including office, retail, industrial, mixed-use, and specialized properties.
Proven Track Record: With 25 years of operational experience serving clients in the $5M-$200M market range, we have successfully guided numerous commercial real estate projects through the financing process, from initial concept to completion and stabilization.
Risk Assessment Excellence: Our expertise in comprehensive risk assessment ensures that financing strategies are tailored to project-specific challenges and market conditions, maximizing approval chances while optimizing terms and structure.
Specialized Services for Commercial Real Estate Developers
Construction and Development Financing Advisory
Securing construction financing represents one of the most critical phases in commercial real estate development. Our advisory team provides comprehensive support throughout the entire financing process:
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Pre-Development Planning: We conduct thorough financial analysis and market research to establish optimal financing structures before approaching lenders. This includes feasibility studies, cash flow projections, and risk mitigation strategies tailored to your specific development project.
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Lender Relationship Management: Leveraging our extensive network of private and institutional lenders, we identify optimal financing partners for your project profile. Our team manages lender communications, coordinates due diligence processes, and negotiates favourable terms on behalf of our clients.
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Documentation and Compliance: Complex commercial real estate financing requires meticulous documentation and regulatory compliance. We ensure all financing agreements, environmental assessments, and regulatory requirements are properly addressed to avoid delays and cost overruns.
Bridge and Transitional Financing Solutions
Short-Term Capital Solutions: When projects require immediate capital or face timing challenges, our team can connect developers with private lenders who understand the time-sensitive nature of development opportunities.
Refinancing and Recapitalization: Our advisory services extend to existing properties requiring refinancing or recapitalization. We analyze current market conditions, evaluate refinancing opportunities, ensuring that deals have optimized cash flow and project returns.
Permanent Financing and Takeout Solutions
Stabilized Asset Financing: Once development projects reach stabilization, securing favourable permanent financing becomes crucial for long-term success. Our team supports our clients in securing competitive permanent loan terms with institutional lenders, ensuring smooth transitions from construction to permanent financing.
Portfolio Financing: For developers with diverse property portfolios, we package portfolio financing solutions with a view to optimize overall borrowing costs across various asset classes.
Market Analysis and Strategic Planning Services
Commercial Real Estate Market Intelligence
Local Market Expertise: Our team provides comprehensive market analysis across key commercial real estate submarkets, identifying opportunities and potential challenges that impact financing decisions. This includes in-depth demographic analysis, supply and demand dynamics, and focused competitive landscape assessment.
Economic and Regulatory Impact Assessment: We monitor economic indicators, interest rate trends, and regulatory changes that affect commercial real estate financing availability and pricing. This intelligence informs our strategic recommendations and timing decisions.
Financial Structure Optimization
Capital Stack Analysis: Our advisory team analyzes capital structures for each project, considering debt-to-equity ratios, loan-to-value requirements, and cash flow projections to ensure our clients are able to optimize project returns while minimizing financing costs.
Tax Strategy Integration: Commercial real estate financing decisions can have significant tax implications. Upon request, we are able to coordinate with tax professionals to ensure financing structures optimize overall project economics and long-term wealth preservation strategies.
A typical 2025 capital stack for a mid-market commercial real estate development includes:
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Senior construction or bridge loan: Usually 50%-60% of total project cost, occasionally up to approximately 65% for strong sponsors and stabilized, pre-leased assets.
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Mezzanine debt or preferred equity: 10%-20% of the stack, priced for second-loss risk but allowing higher leverage where the business case supports it.
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Sponsor & JV equity: 20%-40% of total cost, including land, pre-development spend and cash equity.
With banks tightening underwriting standards and moderating loan-to-value ratios, many viable projects now require a mix of senior debt plus mezzanine or structured equity to close their financing gap on acceptable terms.
Industry Focus Areas and Asset Class Expertise
Mixed-Use and Office Development
The office sector continues to evolve with changing workplace dynamics and tenant requirements. Our team understands current market trends and lender preferences for office developments, including:
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Mixed-Use Projects: Complex developments combining office, retail, and residential components requiring coordinated financing approaches.
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Class A Trophy Properties: Premium office developments in prime locations requiring sophisticated financing structures.
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Medical and Professional Office Buildings: Specialized financing for healthcare and professional service facilities.
Industrial and Warehouse Development
Strong demand for industrial and logistics facilities has created significant financing opportunities. Our expertise includes:
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Distribution and Fulfillment Centers: Large-scale logistics facilities serving e-commerce and supply chain requirements.
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Manufacturing Facilities: Specialized industrial properties with unique financing considerations.
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Data Centers and Technology Infrastructure: Mission-critical facilities requiring specialized lender expertise.
Hospitality and Tourism Development
The hospitality sector presents unique financing challenges due to operational complexity and cash flow patterns. Our specialized expertise addresses the distinct requirements of hospitality projects:
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Limited Service and Extended Stay Hotels: Focused-service lodging facilities with streamlined operations and predictable revenue models.
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Full-Service Hotels and Resorts: Complex hospitality developments requiring sophisticated financing structures that account for multiple revenue streams including rooms, food and beverage, and event facilities.
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Restaurant and Food Service Developments: Ground-up restaurant construction and tenant improvement financing for single-unit and multi-unit food service operations.
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Mixed-Use Hospitality Projects: Integrated developments combining hotel, retail, and residential components with coordinated financing strategies.
Retail and Commercial Properties
Despite ongoing retail evolution, well-positioned commercial properties continue to attract financing. We advise on:
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Grocery-Anchored Shopping Centers: Stable retail formats with consistent financing availability.
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Power Centers and Lifestyle Properties: Large-format retail developments serving regional markets.
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Adaptive Reuse Projects: Converting existing retail properties for alternative uses.
Addressing Common Commercial Real Estate Financing Challenges
Rising Interest Rates and Market Volatility
The global commercial real estate market remains large and active: recent estimates put the sector at roughly US$4.6-7.4 trillion in 2024, with forecasts to nearly double by the mid-2030s depending on methodology and segment definitions. At the same time, regulators and central banks report tighter lending standards and slower CRE loan growth as higher interest rates, elevated vacancies in some office markets and refinancing pressures increase risk.
This has opened a “financing gap” in many jurisdictions that private credit funds and alternative lenders are actively filling, particularly for well-structured mid-market deals.
For developers, the question is no longer “Is there capital?” but “How do I structure my project and story so the right capital says yes?” Our advisory team helps navigate these challenges through:
Alternative Capital Sources: Beyond traditional bank financing, we support our clients in identifying private lenders, credit funds, and institutional investors who remain active in commercial real estate lending markets.
Structure Optimization: We recommend financing structures that mitigate interest rate risk through rate locks, floating-to-fixed conversions, non-dilutive instruments, and hybrid financing products that balance cost and risk.
Timing Strategy: Market timing can significantly impact financing costs and availability. Our team provides strategic guidance on optimal timing for financing applications and closings based on market conditions and project readiness.
Regulatory and Environmental Compliance
Complex regulatory requirements can significantly impact commercial real estate financing timelines and costs. Our advisory services address:
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Environmental Due Diligence: Coordinating Phase I and Phase II environmental assessments, managing contamination issues, and addressing climate change risks.
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Zoning and Entitlement Support: Working with local authorities to secure necessary approvals and ensuring financing structures accommodate entitlement timelines and requirements.
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Building Code and Accessibility Compliance: Ensuring projects meet current building codes and accessibility requirements that impact lender approval and insurance coverage.
Market-Specific Considerations
Commercial real estate markets vary significantly by geography, requiring localized expertise and lender relationships. Our team provides market-specific guidance based on:
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Regional Economic Indicators: Understanding local employment trends, population growth, and economic diversification factors
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Submarket Analysis: Detailed analysis of specific commercial corridors, business districts, and development areas
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Municipal Relationships: Working with local economic development authorities and understanding incentive programs
The Amimar Advantage in Commercial Real Estate Advisory
Comprehensive Service Integration
Holistic Approach: Unlike traditional mortgage brokers who focus solely on loan placement, our advisory services encompass comprehensive project consultation, market analysis, risk assessment, due diligence, and strategic planning that extends throughout the development lifecycle.
Multi-Disciplinary Expertise: Our team combines real estate finance expertise with broader business advisory services, providing clients with integrated solutions that address all aspects of commercial development projects.
Technology and Innovation
Advanced Financial Modelling: We use sophisticated financial modelling tools to analyze project economics, stress-test assumptions, and optimize financing structures for maximum profitability and risk mitigation.
Digital Documentation and Workflow: Our technology-enabled processes streamline applications, document management, and communications, reducing wait times and improving accuracy.
Client-Centric Service Philosophy
Trusted Partnership: We view our role as trusted advisors who share our clients' success objectives. Our compensation structure aligns with client success, ensuring our recommendations prioritize long-term project viability over short-term transaction volume.
Transparent Communication: Throughout the advisory process, we provide regular updates, clear explanations of market conditions, and honest assessments of challenges and opportunities.
Getting Started with Amimar Commercial Real Estate Financing Advisory
Initial Consultation and Project Assessment
Comprehensive Project Review: Our advisory process begins with a thorough analysis of your development project, including location analysis, market positioning, financial projections, and development timeline assessment - at no upfront cost.
Financing Strategy Development: Once we are engaged with our clients, based on project characteristics and current market conditions, we develop customized financing strategies that optimize capital costs while ensuring adequate liquidity throughout the development process.
Lender Identification and Approach: Upon client request, we identify optimal lender candidates from our extensive network and develop approach strategies that maximize approval probability and favourable terms.
Contact Our Commercial Real Estate Financing Experts
Ready to explore sophisticated financing solutions for your commercial real estate development project? Amimar International Inc's expert advisory team is prepared to provide the strategic guidance and market expertise necessary to secure optimal financing for projects in the $5 million to $200 million range.
Schedule a Consultation: Contact our commercial real estate financing advisory team to discuss your project requirements and learn how our longstanding experience in middle-market project finance can support your development objectives.
Professional Advisory Services: Whether you're planning a new development, seeking refinancing for an existing property, or exploring acquisition financing, our comprehensive advisory services provide the expertise necessary to navigate today's complex commercial real estate financing landscape.
Trust Amimar International Inc to deliver the professional advisory services that transform commercial real estate development concepts into successful, profitable projects. Our commitment to excellence, market expertise, and client success makes us the preferred choice for sophisticated commercial real estate developers nationwide.
