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As Latin America’s commercial real estate sector navigates an increasingly complex financing landscape, three fundamental disruptors are reshaping how capital flows into the region’s development projects. These challenges represent more than temporary market adjustments; they are structural forces that will define the sector’s trajectory through 2026 and beyond.

The construction loan market in 2025 presents real challenges, but opportunities exist for well-prepared sponsors. Those who understand current rate drivers, implement strategic lender selection approaches, and maintain financing flexibility will secure the capital needed for successful projects. Sub-7% construction loan rates require careful planning and strong credentials, but they’re absolutely achievable for qualified borrowers using sophisticated financing strategies.

Real estate evaluation is more than just inspecting a building or reviewing a contract. It’s a comprehensive process that covers legal, financial, physical, and market aspects of a property.

Construction financing serves as the lifeline for developing new projects, providing the necessary capital to bridge the gap between groundbreaking and the realization of revenue through sales or leasing. However, within the context of Canada's current housing shortage, securing these funds has become a formidable challenge, compounded by rising interest rates and stringent lending criteria.

6 tips on how to get financing for your construction project, help you navigate the process, and secure the funding you need.